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Review Your Auto Insurance Before You Renew (It May Drive Savings Your Way)

Thirty-one years after people first started searching for information on a thing called the ‘internet’, life is even more automated than ever.  

There’s drive-thru for your banking, a robot vacuum cleaner to tidy the house when you’re at work and the swipe of an app to do everything from booking CAA Roadside Assistance to ordering a house full of furnishings.  

Life is full of conveniences that, well, make life a little bit better.  

So when your car insurance automatically renews year after year, it’s one less thing to worry about, right?  

Not according to CAA Insurance1. Although automatic renewal on car insurance is convenient, it also means that your driving habits, change of circumstances and even how much you're paying are not taken into account. That’s why CAA NEO launched the “Review Before You Renew” campaign, aimed at helping Members and insurance clients update their polices to accurately reflect their driving habits and lifestyle.  

After receiving your auto insurance renewal date, CAA Insurance sends a reminder notice that the policy will renew 60 days prior and offers a complimentary policy review. There are a several good reasons to take part in the program.  

Your coverage may be outdated. 

As your driving habits change, you may have too much or too little coverage. If you’re returning to the office and driving more often and longer distances, your policy needs to reflect that reality. If you are driving less than 12,000km a year, you might be paying too much for insurance. If you mostly drive on weekends, you could be saving with CAA MyPace®, a pay-as you-go payment program for CAA Auto Insurance designed for people who drive less. 

You could be leaving money on the table. 

Like most things in life, there are savings to be found in insurance if you know where to look.  

  • Bundling policies is a common practice that ensures maximum discounts for people who hold multiple policies with one insurer. Those who bundle CAA Auto and Home Insurance policies also save up to 22.5%.  
  • Becoming a CAA Member is another way to deepen the savings. CAA Members save up to 20%2 on CAA Auto Insurance.  
  • Winter tires help you navigate icy Canadian roads more easily, so many insurance companies will give you a discount for having them.3

You may not be getting the best value around.

Although you may have done your research when you first looked for auto insurance, you may no longer have the best deal going. And that’s not just the dollar cost of monthly premiums – consider the extras and additional value you might receive by updating your policy. For example, a $30-a-year CAA Everyday Membership may not come with roadside assistance, but you can use it to save hundreds in insurance premiums, as well as Member savings when dining out, shopping and travelling from more than 126,000 rewards partner locations worldwide. 

Getting a policy review is free. 

With Review Before You Renew, all it takes is submitting your car insurance renewal date. CAA Insurance will send you a reminder 60 days before your current insurance renews. From there, you can take advantage of the complimentary policy review and advice on getting the right policy for your needs.  

 Talk to a licensed CAA Insurance Agent today at  1-888-545-7254, or get an online quote. See how much you could save! 

Enter Your Renewal Date Here

1  Auto and Property Insurance is underwritten by CAA Insurance Company. Certain conditions, exclusions and underwriting eligibility rules apply.

2 To qualify for the discount you must be a current CAA Member in good standing (CAA Membership dues paid in full by membership expiry date). Everyday Members maximum savings on auto insurance is 5%.

3 Underwriting rules apply. Rating applied to vehicles with four (4) winter tires that meet the winter tire designation. Installation no later than November 20 and removed no earlier than April 15.

® Forgive and Forget is a trademark owned by CAA Insurance Company.

®/™ CAA trademarks are owned by, and use is authorized by, the Canadian Automobile Association.